Last Updated: September 2025
UniversalPayments (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, store, and safeguard your information when you use our website https://universalpayment.online/ (the “Website”) and our services, including the Get Started Application at https://universalpayment.online/get-started/.
By using our Website or services, you agree to the practices described in this Privacy Policy.
1. Information We Collect
We may collect the following types of information:
-
Personal Information: Name, email address, phone number, business details, billing information, and any details you provide in our application form.
-
Payment Information: Limited payment details required for processing transactions (securely handled and encrypted).
-
Technical Information: IP address, browser type, device information, and cookies for analytics and security purposes.
-
Usage Information: How you interact with our Website and services.
2. How We Use Your Information
We use your information to:
-
Provide and manage payment services.
-
Process applications and verify identities.
-
Communicate with you regarding your account, support, and updates.
-
Improve our Website, services, and user experience.
-
Comply with legal and regulatory requirements.
3. How We Share Information
We do not sell or rent your personal information. We may share data only with:
-
Service Providers: Third parties who support our operations (e.g., payment processors, hosting providers).
-
Legal & Compliance: When required by law, regulation, or government request.
-
Business Transfers: In case of a merger, acquisition, or sale of assets.
4. Data Security
We use industry-standard encryption, secure servers, and access controls to protect your information. However, no transmission over the Internet can be guaranteed as 100% secure, so we encourage you to use our services responsibly.
5. Cookies & Tracking
Our Website uses cookies and similar technologies to improve performance, analyze traffic, and enhance your experience. You can manage cookie preferences through your browser settings.
6. Your Rights
As a U.S.-based user, you may have certain privacy rights depending on your state of residence (such as California Consumer Privacy Act “CCPA” rights). These may include:
-
The right to know what personal information we collect.
-
The right to request access, correction, or deletion of your data.
-
The right to opt-out of certain data sharing.
To exercise your rights, contact us at support@universalpayment.online.
7. Children’s Privacy
Our Website and services are not directed to individuals under 18 years of age. We do not knowingly collect personal data from children.
8. Data Retention
We retain your information only as long as necessary to provide our services, comply with legal obligations, and resolve disputes.
9. Third-Party Links
Our Website may contain links to external websites. We are not responsible for the privacy practices or content of third-party sites.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last Updated” date. Continued use of our services after changes indicates acceptance.
11. Contact Us
If you have questions about this Privacy Policy or how we handle your data, please contact us:
📧 Email: support@universalpayment.online
🌐 Contact Page: https://universalpayment.online/faq/